CD Specials

*Checking account opening is subject to approval.

1. Annual Percentage Yield (APY) 4.30% with an Interest Rate of 4.21% is accurate as of 1/15/25. To be eligible for the CD Relationship Rate APY, customers must own a personal QNB checking account in good standing, at the time of CD account opening. APY assumes interest remains on deposit for the entire term. Penalty fees may apply for early withdrawal and may reduce earnings. $500 minimum deposit is required to open a CD account and to obtain the APY ($100 minimum for QuiNBy’s CDs). No minimum balance requirement. $250,000 maximum deposit limit applies. At maturity, CDs are automatically renewable to a non-promotional 7-month term at the prevailing APY in effect at that time. The offer is available to consumers and excludes IRA, business, trust, and municipal accounts. Limited time offer: we reserve the right to cancel this promotion at any time without notice.
2. Annual Percentage Yield (APY) 4.10% with an Interest Rate of 4.02% is accurate as of 1/15/25. APY assumes interest remains on deposit for the entire term. Penalty fees may apply for early withdrawal and may reduce earnings. $500 minimum deposit is required to open a CD account and to obtain the APY ($100 minimum for QuiNBy’s CDs). No minimum balance requirement. $250,000 maximum deposit limit applies. At maturity, CDs are automatically renewable to a non-promotional 7-month term at the prevailing APY in effect at that time. The offer is available to consumers and excludes IRA, business, trust, and municipal accounts. Limited time offer: we reserve the right to cancel this promotion at any time without notice.
3. Annual Percentage Yield (APY) 4.00% with an Interest Rate of 3.92% is accurate as of 1/15/25. APY assumes interest remains on deposit for the entire term. All withdrawals are subject to IRS tax regulations. Penalty fees may apply for early withdrawal and may reduce earnings. $500 minimum deposit is required to open an IRA-CD account and to obtain the APY. $250,000 maximum deposit limit applies. At maturity, CDs are automatically renewable to a non-promotional 12-month term at the prevailing APY in effect at that time. The offer is available to consumers and excludes business, trust, and municipal accounts. Limited time offer: we reserve the right to cancel this promotion at any time without notice. QNB Bank does not provide tax advice; consult a tax professional for guidance.