ACH/Federal Reserve Bank Holiday Schedule

2025 Federal Holidy Scheulde
Wednesday January 1, 2025 New Year's Day
Monday January 20, 2025 Martin Luther King, Jr. Day
Monday February 17, 2025 Presidents' Day
Monday May 26, 2025 Memorial Day
Thursday June 19, 2025 Juneteenth
Friday July 4, 2025 Independence Day
Monday September 1, 2025 Labor Day
Monday October 13, 2025 Columbus Day & Indigenous Peoples Day
Tuesday November 11, 2025 Veterans Day
Thursday November 27, 2025 Thanksgiving Day
Wednesday December 24, 2025* Christmas Eve Early Close*
Thursday December 25, 2025 Christmas Day
Wednesday December 31, 2025* New Year's Eve Early Close*

*All Departments and Branches will close at 3:00 PM, and the following early cutoff times will apply:

  • ACH processing cutoff time is 3:00 pm
  • Domestic wire cutoff time is 2:00 pm
  • International Wire cutoff time is 12:30 pm