Business Fee Schedule

Business Fee Schedule
ACH Origination per file fee (not submitted via QNB Online Banking Cash Management Access)1 $15.00
ACH Origination per item fee (not submitted via QNB Online Banking Cash Management Access) $0.15
ACH Origination per file fee (submitted via QNB Online Banking Cash Management Access) $0.50
CD ROM statement/image delivery product $10.00
Analysis Fee1 $0.10/$1,000
Redeposit Fee5 $10.00
Returned deposited/cashed item fee5 $10.00
Wire transfer fee - incoming (domestic, international) $10.00
Wire transfer fee - outgoing (domestic)  $20.00
Wire transfer fee - outgoing (international) $40.00
The above fees may be offset by the earnings credit (for Analysis Checking only)  
Account Coverage Overdraft Protection transfer fee (per transfer) $7.00
Additional services fee (includes, but is not limited to, account reconciliation) $10.00 minimum, $20.00 per hour
Bill Pay (see QNB Online Banking Cash Management Access)
Check order fee (varies depending on style of check ordered)  
     Temporary checks (per sheet) $1.00
Coin purchasing (bulk)  
     Per tray $2.00
     Per box  $8.00
Debit Card None
     Debit Card Replacement Fee $8.00
     Card replacement rush fee  
          Minimum $25.00 (per card)
          Maximum $100.00 (per card)
Domestic/foreign check collection fee (per check) (at cost plus) $30.00
Dormant service charge2 (quarterly) $6.00
Early closeout service charge3 $25.00
Endorsement stamp fee (variable costs)
Excess transaction fee (per excess transaction) $15.00
Foreign currency exchange fee (at cost plus)6 $15.00
Foreign draft fee $40.00
Foreign returned check fee (at cost plus)10 $10.00
Garnishment fee $350.00
Government levies, attachments, etc. fee $100.00
Money order/Cashier check fee $8.00
Night deposit lock bag fee (per bag) $20.00
Night deposit zip bag fee (per bag, first two free) $5.00
NSF/Overdraft service charge  
     (per item paid or returned)4,9 $35.00
Payroll envelopes (box of 500) $35.00
Positive Pay Service Fee (per account, per month) $50.00
QNB Online Banking Commercial Access:  
     QNB Online Banking Commercial Access with Bill Pay FREE
     QNB Online Banking Cash Management Access8 (ACH, wires, direct deposit payroll, positive pay, RDC) $10.00/mo.
Signature guarantee/Medallion fee $5.00
Special statement fee (up to 10 pages) $5.00
Stop payment service charge7 $35.00

  1. Fee waived with Small Business Checking and Community Service Checking.

  2. An account becomes dormant after two years without activity.

  3. Assessed if a checking, savings, or money market account is closed in the 6-month period following account opening.

  4. Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

  5. Fee waived for Community Service Checking.

  6. Additional fees may apply for small orders; detailed at time of Foreign Currency Exchange request.

  7. Includes stop payments on postdated checks until postdate.

  8. An additional 'Small Order Fee' may apply.

  9. Returned items (checks, electronic funds transfer, and other withdrawal requests) may be presented for payment by the payee or their financial institution multiple times, which may result in multiple NSF/Overdraft fees. It is our policy not to charge for re-presentments.

  10. The total Foreign returned check fee assessed will also include an additional third-party processing fee that is determined at the time of the transaction.

Safe Deposit Boxes

Size* **Annual Rate
2x5" $27.20
3x5" $36.00
4x5" $41.60
5x5" $51.20
3x10" $57.60
4x10" $71.20
5x10" $77.60
10x10" $137.60
Miscellaneous Safe Deposit Fees
One lost key (surrender box) $15.00
Two lost keys (drill box) $200.00
Late payment fee (after 15 day grace period) $5.00

*Some sizes may not be available at all locations. All sizes are 24" deep.

**Annual rate requires a QNB account with Auto-Deduct.

Safe Deposit Box contents are not FDIC insured.

Remote Deposit Capture

Equipment Type Fee
Micro Scanner $500.00 per scanner plus $10.00 per month
50 dpm Scanner $800.00 per scanner plus $20.00 per month
75 dpm Scanner $800.00 per scanner plus $30.00 per month
Additional account $5.00
Deposit adjustment fee $10.00