Business Savings

Does your business have excess cash? Help your money work smarter by investing it in a QNB savings account. We offer a variety of savings account options to meet your business needs.

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Business Statement Savings

A practical way to save for those who want more convenient access to their accounts.

Earns Statement Savings Rate

Avoid $2 monthly fee by maintaining a $100 minimum balance requirement

Business Statement Savings-to-Checking Overdraft Protection with ACCOUNT COVERAGE (Overdraft Transfer Agreement required)

Unlimited ATM and in-person withdrawals available through business checking product/QNB Business Debit Card

Quarterly statement (Customers receive a monthly statement for any month containing an Electronic Funds Transfer)

Business Select Money Market Account

Our entry-level business Money Market account provides a higher yield on your savings with unlimited transaction limits including check writing.

Earns interest with tiered balance structure:

  • Tier 5: $75,000 or more
  • Tier 4: $50,000 to $74,999.99
  • Tier 3: $25,000 to $49,999.99
  • Tier 2: $10,000 to $24,999.99
  • Tier 1: Up to $9,999.99

Unlimited transfers and check writing privileges

Avoid $10 monthly fee by maintaining a $1,500 average daily balance requirement

Unlimited ATM and in-person withdrawals available through business checking product/QNB Business Debit Card

Deposited item ($0.15 per check deposited or deposit ticket) charges apply (applies unless a minimum $50,000 average daily balance is maintained)

Business High Yield Money Market Account

Our highest yielding tiered balance structure Money Market. The account is designed for businesses who consistently maintain the highest of balances, providing limited transaction access1 to your funds, but not as flexible as our Business Select Money Market account.

Earns interest with tiered balance structure:

  • Tier 8: $2,500,000 or more
  • Tier 7: $1,500,000 to $2,499,999.99
  • Tier 6: $1,000,000 to $1,499,999.99
  • Tier 5: $750,000 to $999,999.99
  • Tier 4: $500,000 to $749,999.99
  • Tier 3: $250,000 to $499,999.99
  • Tier 2: $100,000 to $249,999.99
  • Tier 1: Up to $99,999.99

Avoid $25 monthly fee by maintaining a $100,000 minimum daily balance requirement

Limited transaction access1

High Yield Money Market-to-Checking Overdraft Protection1 with ACCOUNT COVERAGE (Overdraft Transfer Agreement required)

Debit Card access1 available through business checking account/QNB Debit Card

Growth Certificates of Deposit

A minimum of $500 needed to open

Compound interest

Terms of 3 months to 60 months available

Penalty fees for early withdrawal 

Business Flex12 Certificate of Deposit

A minimum of $250 needed to open

One penalty-free withdrawal during 12-month term (restrictions apply)

Make unlimited deposits of $10 or more

Available for jumbo accounts

Escrow

Escrow accounts are available for realtors, attorneys, or any business that holds the money of others to meet their obligations. If your business deals regularly with escrow accounts, ask a QNB Bank representative for details.

  1. Transfers to another account or to third parties by preauthorized, electronic, or telephone or by check, draft, point of sale, or similar order third parties, are limited to six per calendar month. An "Excess transaction fee" will be assessed on each transaction that exceeds these limits.